Both companies are democratizing financial services for lower-income consumers.Chime (CHYM +3.74%) and Upstart (UPST +0.58%) are both high-growth fintech companies that serve lower-income customers. Chime offers fee-free digital banking services to customers who might struggle to open accounts at traditional banks, while Upstart uses its AI algorithms to approve loans for borrowers with limited credit histories.Chime went public at $27 this June, but it now trades at about$24. Upstart went public at $20 in ...