Ippei Naoi/ Getty Images Many Americans are worried that they will live longer than their savings. Key Takeaways With the future of Social Security feeling uncertain and the cost of living on the rise, many Americans are worried that they will live longer than their savings. “Running out of money is a real risk, and for most retirees, it doesn’t happen because of bad investments,” said Melissa Caro, certified financial planner (CFP) and founder of My Retirement Network. “It happens because of bad timing ...