Having witnessed higher delinquencies in the unsecured loan business, lenders are increasingly shifting their focus towards growing their secured loan products such as gold loans, loan against property, loan against shares, among others, senior bankers say.CS Setty, Chairman at State Bank of India (SBI), says the shift from unsecured to secured loan has ‘definitely’ happened, contributed partly because of rising gold prices. “Leaving that aside, there is a shift even in the SME lending from NBFC side. Movin ...