When Dave from LA called The Ramsey Show, he was looking for help out of a “crazy” situation (1). Dave went through a family crisis a few years earlier that was “life or death,” he told the hosts. Unfortunately, because of it he went into a whopping $140k of credit card debt. Must Read Thankfully, the crisis was resolved and “the money was well spent,” he said, but the fallout is brutal. Dave has since been juggling multiple credit cards with balances of$22,000, $30,000 and more, at 25 to 32% interest ...