Key Points XRP is a token issued on the Ripple payments network. It experienced two brief price surges in 2025, but has since fallen from its prior highs. XRP's long-term value proposition is clear, but near-term price action remains uncertain. 10 stocks we like better than XRP › As 2025 comes to a close, it's looking like it'll be a down year for major cryptocurrencies. One token that experienced a particularly dramatic reversal this year is XRP (CRYPTO: XRP). Over the summer, XRP has reached ...