If the thought of your golden years causes anxiety rather than excitement, you’re not alone. Almost two-thirds (63%) of Americans surveyed for US Bank’s 2025 Wealth Report are worried they’ll have to return to work after retiring. (1) US Bank’s survey found that many Americans — despite making responsible choices like budgeting and investing — feel that progress toward their financial goals is “increasingly elusive” because of economic factors beyond their control. About three in four (77%) respondents ...