For weeks now, mortgage rates have barely budged. There’s a good chance they won’t move much in the new year either. Mortgage rates have hovered in a remarkably narrow range of 6.2% to 6.3%, roughly year-to-date lows, since mid-September. Those levels have been enticing enough to spark some gains in refinancing activity and homebuying in the fall, but are still elevated enough to keep many aspiring buyers priced out of the market. The recent stability at relatively high levels can be explained by the co ...