California’s wildfire and homeowners insurance crisis were the most read stories in Insurance Journal’s Western region this year.It was a year that saw several major insurers draw back from writing homeowners policies in the state, prompting the state’s insurance regulator to alter California’s bedrock property/casualty insurance law and offer to fast-track rate hikes. In exchange, insurers agreed to write in riskier parts of the state and consider returning to offering coverage in the stricken state. It ma ...