What Falling Rates Mean for M&T Bank's Net Interest Income?
M&TM&T(US:MTB) ZACKS·2025-12-30 03:51

Key Takeaways MTB's NII rose nearly 1% to 5.2Binthefirstninemonthsof2025aseasingratessupportedmargins.Managementexpects2025NIIof5.2B in the first nine months of 2025 as easing rates supported margins.Management expects 2025 NII of 7.05-$7.15B, with NIM holding in the mid-to-high 3.60% range.M&T Bank expects loan and deposit growth in 2026 to expand the balance sheet and support NII further.M&T Bank Corporation (MTB) has been witnessing a steady growth in its net interest income (NII) over the past few years. Over the past five years (ending 2024), NII registered a compound annual growth ra ...