Key Points While 401(k)s make it easy to save for retirement, there are other options available to you. Anyone with earned income can fund an IRA. An HSA is a great way to save for retirement and enjoy multiple tax breaks at the same time. The $23,760 Social Security bonus most retirees completely overlook › You may know that the sooner you begin saving for retirement, the more time your money will have to grow. And if you have access to a 401(k) through your job, it could make the process of bui ...