Lilly Roadstones/ Getty Images The people with the top income in the U.S. make six figures. Kay Takeaways The people with the top income in the U.S. make six figures. Other measures—including net worth, retirement savings, living without debt, and financial flexibility—are not directly related to income. A high-income person with a lot of credit card debt may not be as rich as a debt-free person with a modest income. How much does it take to be considered rich? According to an internal survey fro ...