Mortgage rates will ring out 2025 hitting a new low. According to Freddie Mac, the average 30-year fixed rate is 6.15%, down three basis points. Meanwhile, the 15-year fixed home loan rate fell six basis points to 5.44%. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.97% 20-year fixed: 5.95% 15-year fixed: 5.42% 5/1 ARM: 5.83% 7/1 ARM: 5.97% 30-year VA: 5.42% 15-year VA: 4.99% 5/1 VA: 5.12% Remember, these are the national av ...