One of the major changes he noted is that companies no longer fund their employees’ retirements. Sethi pointed out that companies, including those owned by boomers, rarely offer pensions anymore, meaning the “retirement burden has been shifted to individual employees.”“What would have been relatively straightforward or easy decades ago is virtually impossible today — to work a normal entry-level job on one income, buy a house, have a car,” said Sethi.He then attacked O’Leary’s habit of lecturing people abou ...