A caller named Joe from San Diego recently posed a tricky question to “The Ramsey Show“: Can a business owner “dig into” an employee’s personal financial situation to figure out how much to pay them? Ramsey Hosts Say Stick To Market Value Joe explained that he had acquired another person's book of business for free, in exchange for giving that person a guaranteed six months of employment. The employee, who now manages one of Joe’s two branches, had previously run his own business into the ground. Joe sai ...