Per my October 2024 article , the Vanguard S&P 500 ETF ( VOO ) is hard to beat. Since then, AI advancements have been rapid and it is clear AI will be a big part of ourI'm an individual investor heavily influenced by Warren Buffett and Charlie Munger. Munger's 1994 USC Business School Speech is something I think about a lot: Over the long term, it's hard for a stock to earn a much better return than the business which underlies it earns. If the business earns 6% on capital over 40 years and you hold it for ...