Mortgage and refinance interest rates today, January 4, 2026: Still in a holding pattern
Yahoo Finance·2026-01-04 19:00
National average mortgage rates basically unchanged from last weekend. According to Zillow, the average 30-year fixed mortgage rate is 6.01%, and the 15-year fixed rate is 5.44%. It has been an extended period of very calm mortgage rates. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.01% 20-year fixed: 5.95% 15-year fixed: 5.44% 5/1 ARM: 6.23% 7/1 ARM: 6.51% 30-year VA: 5.52% 15-year VA: 5.14% 5/1 VA: 5.22% Remember, these a ...