Key Points There are rumors that Social Security is going bankrupt and won't be able to pay benefits. While the program may have to cut benefits, that's looking like the worst-case scenario right now. You may want to tell yourself you won't get Social Security if that motivates you to save for retirement. The $23,760 Social Security bonus most retirees completely overlook › Social Security has been in the news a lot in the past year. In October, there was a lot of buzz around the program's upco ...