Consider a couple that has half a million dollars in savings — they must both be making six figures, right? Or, they’ve been saving for decades and are nearing retirement. Or they got a windfall. None of the above are true for Lauren Perraut and her husband, Dylan. Lauren is only 32 years old, and while she earns $122,000 a year, her husband makes$60,000. The couple has managed to amass about $524,000 in savings with a relatively simple plan — and some timeless advice from Lauren’s dad. “Never spend mo ...