Retirees facing low bond yields have turned to high-dividend equity strategies, but not all approaches deliver the stability fixed-income investors need. The challenge is finding yield that won't disappear when markets turn. What SPYD Actually Delivers SPDR Portfolio S&P 500 High Dividend ETF (NYSEARCA:SPYD) holds the 80 highest-yielding S&P 500 stocks, equally weighted, delivering a 4.7% yield with a 0.07% expense ratio. For a retiree with $200,000 invested, that's roughly$9,400 in annual income at minima ...