Most people would be thrilled to have a home in their lap at a steep discount. For some Gen Zs and millennials, that’s becoming a reality as baby boomers — and even some Gen X parents — pass homes on to their kids. Consider this hypothetical example. Kwame is 23 and recently moved out after finishing college. He works at an engineering firm, earns about $3,100 per month after deductions (including 401(k) contributions), has no debt, a strong credit score and$40,000 in savings. Must Read He rents with ...