Quick Read Full retirement age reaches 67 in 2026 for anyone born in 1960 or later. Claiming at 62 cuts benefits by 30% permanently. Delaying past 67 adds 8% per year until 70. A $2,000 monthly benefit becomes$1,400 at age 62 or $2,500 if delayed to 70. A recent study identified one single habit that doubled Americans’ retirement savings and moved retirement from dream, to reality. Read more here. Starting in 2026, anyone born in 1960 or later faces a new reality: full retirement age for Socia ...