I’ve been a personal finance writer for several years, and I’ve read and written countless articles about all the ways to make, spend, and save money more effectively. Over the years, I’ve taken some of that advice and applied it to my own personal finances. Other tidbits have been left on the cutting room floor because — let's face it — financial advice is not one-size-fits-all. And it shouldn't be. For example, when it comes to saving money, I’ve always resented the idea that feeling strapped is normal ...