Looking ahead: Chief Financial Officer John Stern says acquiring the BTIG investment bank should boost revenue by as much as $200 million a quarter. Key insight: Growth in the consumer deposit portfolio allowed U.S. Bancorp to reduce reliance on more costly time deposits. Expert quote: "We are very committed to meaningful positive operating leverage:" CEO Gunjan KediaU.S. Bancorp's quarterly revenue hit a record$7.4 billion for the three months ending Dec. 31, with the result traceable in large part to suc ...