| (in thousands except per share data) | 4Q | 3Q | 4Q | Year | Year | | --- | --- | --- | --- | --- | --- | | | 2025 | 2025 | 2024 | 2025 | 2024 | | Net income | $27,276 |$23,911 | $22,493 |$98,058 | $82,813 | | Earnings per share |$1.51 | $1.33 |$1.25 | $5.44 |$4.61 | | Earnings per share – diluted | $1.51 |$1.32 | $1.25 |$5.43 | $4.61 | | Return on average assets | 1.63% | 1.46% | 1.47% | 1.53% | 1.41% | | Return on average equity | 12.71% | 11.53% | 11.77% | 12.07% | 11.31% | | Efficiency ratio | ...