Of the top 10 mortgage lenders we scanned this week, five are offering rates just below 6%. The Yahoo Finance survey ranks lenders by annual percentage rate (APR), which includes lender fees. The mortgage lenders with the best rates: Jan. 20-25, 2026 Here are the 10 mortgage lenders with the best interest rates this week, as determined by our survey of the lowest mortgage rates on 30-year, fixed-rate conventional loans. The following numbers are each lender’s annual percentage rate (APR). 5 lenders st ...