Banks that fail to rebuild themselves as AI-native risk irrelevancy
American Banker·2026-01-22 03:00
The future of banking will see core bank systems rebuilt around artificial intelligence tools that inform decisions about everything from underwriting to compliance. Banks must begin the transition now, writes Arjun Arora, of Bloomberg.Fotolia Global public-cloud spending was projected to be $723 billion in 2025, driven largely by the surge in demand for AI and data-centric infrastructure. This is not merely a technology refresh — it marks a structural rewrite of enterprise IT. For banks, this divide is e ...