The General rating: 2.9 out of 5 stars The General car insurance may be best for high-risk drivers, including those with accidents, violations, or even a suspended license. Policies are pretty basic, but the company will file SR-22 forms for you if your state requires one. The General’s rates land just slightly above average for both full and minimum coverage. Learn more: Best car insurance companies in the U.S. The General auto insurance pros and cons Pros Has a rideshare endorsement Offers gap i ...