Bay Commercial Bank (BCML) came out with quarterly earnings of 0.63pershare,missingtheZacksConsensusEstimateof0.65 per share. This compares to earnings of 0.55pershareayearago.Thesefiguresareadjustedfornon−recurringitems.Thisquarterlyreportrepresentsanearningssurpriseof−2.330.52 per share when it actually produced earnings of $0.46, delivering a surprise of -11.54%.Over the last four quarters, the com ...