Personal Insurance: Net written premiums were $4.2 billion in the quarter and were comparable to the prior year, reflecting strong homeowners renewal premium change and higher auto new business. President Michael Klein said segment income exceeded$1 billion and the combined ratio was 74%. In auto, the fourth-quarter combined ratio was 89.4%, with an underlying combined ratio of 92.2% that improved more than four points year over year. In homeowners and other, the combined ratio was 60.3% and the underlying ...