Yeah. I think it's a national thing: you're getting to a point where things are normalizing, and whatever valuations are being cleaned out of those types of valuations, people are taking a hit.It seems that maybe there's a lot of purging of excess taking place right now, with things sort of coming to a head. Is that the way to read it?It's a combination of the Fed moves and the generation of new lending activity, which has been good for regional banking, and the trends are looking brighter than they did six ...