Rosato highlighted improvements in profitability and efficiency metrics, including operating return on assets of 1.30% (up 24 basis points year over year) and operating return on average tangible common equity of 13.8% (up from 11.3%). The operating efficiency ratio improved to 50.1% from more than 57% a year earlier, which management attributed to stronger earnings performance and balance sheet management.CFO David Rosato said Eastern reported fourth-quarter net income of $99.5 million, or$0.46 per dilute ...