The Instant Payments Regulation (IPR) mandating immediate payments for euro-denominated credit transfers is a watershed moment. Specifically, it moves instant transfers from a niche offering to a mainstream expectation. Celent has this week released a report, entitled: SCT Inst Adoption in Europe: Build It and They Will Come. By 2035, Celent anticipates that SEPA Instant Payments (SCT Inst) will be deeply ingrained in European commerce, effectively the “new normal” for electronic payments. The real winne ...