How Much the Average American Spends Annually on Health Care at Ages 45-54
Yahoo Finance·2026-01-24 20:04

Key Takeaways The average American aged 45 to 54 spent 6,748onhealthinsurance.Thisaveragemaskshugevariation:thetop106,748 on health insurance. This average masks huge variation: the top 10% of working families spend more than 14,800 annually, often due to chronic conditions or high-deductible plans that require thousands before coverage kicks in. When you add insurance premiums, deductibles, co-pays, and prescriptions, typical spending jumps to 3,000−3,000-6,000 annually. Americans ages 45-54 spent an average of 6,748onhealthcarein2024—upfrom6,748 on health care in 2024—up from 6,338 t ...