As 2026 begins, changes are filtering through the U.S. housing market. Mortgage rates are near their lowest in over three years. Home values are decreasing in certain areas, sellers are reducing their listing prices, and houses are staying on the market for longer. Considering all of the factors that exist in the 2026 housing market — is this a good time to buy a house? Understanding the current housing market Good news for anyone who wants to buy a house soon: There are positive signs of improvement. ...