Key Takeaways BFH is projected to post Q4 revenues of $949M, up 2.5% year over year, while EPS may decline 7.3%.A 32.20% positive Earnings ESP and Zacks Rank of 2 suggest BFH could beat earnings expectations.Growth in Bread Pay, credit sales and share buybacks may support Q4 performance despite higher expenses.Bread Financial Holdings (BFH) is expected to report an improvement in its top line but a decline in its bottom line when it releases fourth-quarter 2025 results on Jan. 29, before the opening bell.Th ...