As a result, we have a very low volume of nonperforming loans, which declined by $149,000 during the third quarter. We recorded a$2.5 million provision for credit losses during the quarter, primarily due to loan growth. The increase of our total liabilities during the third quarter was a result of growth in interest-bearing and noninterest-bearing deposits related to new accounts. The new interest-bearing deposit accounts contributed to $171.6 million of overall growth. New non-interest-bearing deposits co ...