Quick Read A 60/40 portfolio with S&P 500 ETF (SPY) depletes at age 84 versus 89 when inflation hits 4.5% instead of 3%. Aggregate Bond ETF returned 2.1% annualized over 10 years and fails to keep pace with 4.5% inflation. TIPS Bond ETF yields 4.5% and adjusts principal with CPI. Moving $300,000 generates$13,500 inflation-adjusted income. Investors rethink ‘hands off’ investing and decide to start making real money A 66-year-old retiree with $1.5 million and a 60/40 portfolio faces a quiet crisi ...