A $2.5 billion charge tied principally to restructuring and other actions, including contract reassessments, real estate rationalization, and workforce reductions. DeWitt noted about$625 million of this amount was related to a lost contract reserve for third-party contractual relationships within Optum that are “structurally unprofitable” and could not be exited for 2026.A net gain of about $440 million related to portfolio optimization activities for assets the company is exiting or plans to exit.Chairman ...