This story has been updated. From Main Street to Wall Street, there are questions as to when interest rates will drop again. The Jan. 28 meeting of the Federal Reserve’s policymaking panel paused interest-rate cuts as expected in its first meeting of 2026. The benchmark Federal Funds Rate influences short-term borrowing rates, such as those on credit cards, auto financing, and student loans. Fed Governors Stephan Miran and Christopher Waller dissented from the decision, voting to cut the funds rate by ...