With major events like the Los Angeles wildfires and Hurricane Helene becoming more common due to climate change, home insurance premiums are increasing for Americans. As consumers continue to struggle with inflation, these premiums could become a more significant drain on household budgets in 2026. According to research shared by American Progress, the U.S. experienced 27 different billion-dollar weather and climate disasters in 2024, which resulted in total damages of $183 billion. GOBankingRates cons ...