Converting your traditional individual retirement arrangement (IRA) or 401(k) account to a Roth IRA often appears to be a clear financial win. Pull some capital from your retirement accounts, pay a little tax upfront, pop it into a Roth IRA and enjoy tax-free growth for the rest of your life. If your investments grow significantly after conversion, you could be saving a pretty penny on taxes. Sounds simple and savvy, right? A Roth IRA is a retirement savings account where contributions are taxed upfront, ...