Summary: First National Bank of Omaha (FNBO) was founded in 1857. The bank is headquartered in Omaha, Nebraska, and offers services online, but is only available to customers who live in eight U.S. states. Note: FNBO Direct is the online banking division of FNBO, which offers high-yield savings and money market accounts, available nationwide. FNBO product overview Access Debit FNBO's Access Debit account gives you the bare minimum in amenities you need with a checking account. This account has no mon ...