Looking ahead, management reiterated a goal of double-digit loan and deposit growth in 2026, with Mordell citing ongoing pipeline momentum “throughout the bank.” He noted the bank’s portfolio has “high velocity and churn,” requiring substantial origination volume to achieve net growth, and said construction payoffs in 2025 were unusually high, which constrained net loan growth in that vertical.Mordell said loan growth in the fourth quarter was led “significantly” by the sponsor finance and corporate banking ...