A lot of people dream of building large retirement nest eggs only for life to end up getting in the way of that goal. Case in point: Fidelity reports that as of last year, the average baby boomer had $249,300 saved in a 401(k). Those who've chosen IRAs as their retirement vehicle have an average of$257,002 in those accounts. What if you end up in a similar boat? To make life easier, let's round the average boomer's retirement savings today to $250,000. Now let's explore what life might look like based o ...