If you keep a strict budget, pay your bills on time, have an emergency fund and save for retirement, you might feel like you’re “doing all the right things” when it comes to financial planning. But the reality is that many financially responsible people, even high earners, are still living paycheck to paycheck. This isn’t necessarily because they are doing anything “wrong.” Rather, the math of modern living has changed. Here are the reasons why you might still feel broke when you’re doing everything righ ...