Mortgage rates have been relatively low over the last few weeks, hovering just above 6%. Still, it’s possible to lock in a rate that’s even lower than the national average. What you need is a strategy. Here are eight hacks for getting the lowest mortgage rate possible in the 2026 housing market. Which lenders offer the lowest mortgage rates? Analysis by Yahoo Finance of nearly 5,000 mortgage lenders reporting 2024 loan information under the Home Mortgage Disclosure Act reveals the surprising truth: the ...