Block, Inc. (XYZ), headquartered in Oakland, California, builds ecosystems focused on commerce and financial products and services. With a market cap of $34.5 billion, the company develops a payments platform aimed at small and medium businesses that allows them to accept credit card payments and use tablet computers as payment registers for a point-of-sale system. Shares of this payments platform have notably underperformed the broader market over the past year. XYZ has declined 37% over this time frame ...