President Donald Trump is now openly pushing to make homeownership more attainable by calling for lower mortgage rates and directing the federal government to buy $200 billion in mortgage bonds, a step he argues will help pull borrowing costs down from current levels near 6% on a 30‑year loan. He is also urging Congress to cap credit card interest rates at 10% for a year, down from an average near 21%, to help households save faster for down payments. At the same time, he is seeking to ban large instituti ...