The cryptocurrency industry is off to a brutal start to 2026. The total value of all coins in circulation has fallen to just $2.3 trillion, down 47% from last year's peak. XRP (CRYPTO: XRP), which is the world's fifth largest cryptocurrency, is faring even worse with a whopping 65% decline from its record high. XRP was created by a company called Ripple, which designed a unique payments system that allows banks to send money around the world instantly, with negligible fees. But although XRP is being swep ...