The cost of homeowners' insurance has been steadily increasing for Americans over the past few years. According to the Consumer Federation of America's 2025 report, insurance premiums increased in 95% of U.S. ZIP codes from 2021 to 2025 (3). A full one-third of those surveyed saw their premiums increase by 30%.Read More: Approaching retirement with no savings? Don’t panic, you're not alone. Here are 6 easy ways you can catch up (and fast)But building real wealth on a mid-level income means starting early, i ...